Personal Accident Plan
Maxis Insurance Personal Accident Plan covers individuals against Accidental Death and Permanent Disablement and provides other benefits like Snatch Theft/Robbery Benefit and the settlement of outstanding phone bill in the event of any unforeseen circumstances that causes the individual bodily injury.
Benefits and Coverage
 |
 |
 |
| Accidental Death & Permanent Disablement |
RM180,000 |
RM70,000 |
| Snatch Theft/Robbery Benefit |
RM500 |
RM250 |
| Settlement of Outstanding Phone Bill (due to Accidental Death & permanent Disablement) |
RM500 |
RM500 |
| Monthly Premium |
RM5.00 (Inclusive of RM0.50 handling fee) |
RM2.00 (Inclusive of RM0.20 handling fee) |
Please refer to Terms & Conditions for the Master Policy where the details of the Coverage are provided.
How To Apply
To apply, just send an SMS request (with the keywords from the list below) to 27007.
Upon successful purchase of an insurance policy, an M-money account will be automatically created for you.
 |
 |
 |
| 1. Personal Accident Insurance |
BUY PA |
27007 |
| 2. Insurance Main Menu |
INSURANCE or INS |
27007 |
| 3. Transaction History |
HISTORY |
27007 |
4. Cancel Transaction
(Only for PA Insurance) |
STOP INS |
27007 |
Coverage will take effect immediately upon SMS confirmation from Maxis, subject to Terms & Conditions.
Existing M-money subscriber can view last transaction by sending HISTORY to 27007. For non M-money customers, please send REG for registration and to set your M-PIN.
Coverage Claims
We cover customers on a wide range of coverage claims from accidental death to robberies and outstanding phone bills. Read more here.
Accidental Death
In the event of an Accidental Death, you will receive a lump sum of up to RM180,000 (for P1).
Accidental Disability
In the event of an Accidental Disability, you will be paid up to RM180,000 (see table below).
| Disability |
Pay-out |
| Permanent Total Disablement |
100% |
| Permanent Loss of two (2) Limbs |
100% |
| Permanent Loss of sight in two (2) eyes |
100% |
| Permanent Loss of one (1) Limb and sight in one (1) eye |
100% |
| Permanent Loss of speech and hearing 100% |
100% |
| Permanent Loss of one (1) Limb or sight in one (1) eye |
50% |
| Permanent Loss of speech |
50% |
| Permanent Loss of hearing in both ears |
50% |
| Permanent Loss of speech and hearing |
75% |
| Permanent Loss of hearing in one (1) ear |
30% |
Snatch Theft/Robbery Benefit
If you are a victim of Snatch Theft or Robbery, you will be paid a lump sum of up to RM500. Provided always that you submit the police report to the ACE Synergy Insurance Berhad.
*Snatch Theft or Robbery Definition
Snatch Theft means loss of wallet, purse, or other bag in your possession at the material time together with the contents therein or loss of any valuables or jewellery worn by you at the material time as a result of the same being snatched away by an unknown person, including any attempt thereof.
Robbery means where, in order to commit a theft, or in committing the theft, or in carrying away property obtained by theft, the perpetrator, for that end,
i. voluntarily causes or attempts to cause death, hurt or wrongful restraint or;
ii. causes or puts in fear of instant death, or of instant hurt, or of instant wrongful restraint or;
iii. at the time of committing the extortion, commits the extortion by causing or putting in fear of
instant death, of instant hurt, or of instant wrongful restraint to
You or to some other person in Your company, and, by putting You or that person in Your company in such fear that induces You to deliver up the property extorted.
*This is not a contract of insurance. The specific details applicable are set out in the policy.
Settlement of Outstanding Phone Bill Benefit
In the event of Accidental Death or Permanent Disablement of the Insured Person, the above benefit shall be paid up to RM500.
Hide coverage details.
Eligibility
All Maxis and Hotlink customers between the ages of 18 and 70 are eligible for Maxis Personal Insurance. No medical examinations are required and no health questions will be asked. The PA insurance offer is eligible to registered Principal line holder only with a minimum of 6 months tenure.
General Discussion
The complete exclusion clauses are in the Policy. However, the main exclusions are war, illness and diseases, engaging in military duty, illegal acts, suicide, self-inflicted injury, non-prescribed use of drugs or driving while intoxicated, certain hazardous sporting activities like parachuting, hang-gliding, in aviation other than as a fare- paying passenger in an aircraft operated by a licensed airline, professional sports, occupations like law enforcement, off-shore work, lumbering, deep-sea diving and those involving explosives.
Underwritten by ACE Synergy Insurance Berhad.
Terms & Conditions apply.
