*The premium rate shown is inclusive of 6% Service Tax

• If you choose to purchase your policy monthly, only ONE policy is allowed at any time of subscription via Hotlink App.
• If you intend to purchase more than one policy; the subsequent policy will begin after the expiry of the current policy.
• However, if you are on auto-renewal you wouldn’t be able to purchase another policy.

The total sum insured per adult is up to RM9, 000 should you have passed away due to an accident or sustained an accidental bodily injury which results in permanent disablement.

• The convenience of purchasing your insurance policy by using Hotlink credit.
• The insurance policy is affordable and has the option of auto renewal or individual monthly policies.

*Auto-renewed policies will automatically be deducted from your Hotlink credit.

This policy does not cover the following:

• Any unlawful act, willful exposure to danger, suicide or intentional self-injury
• Any pre-existing physical or mental defect or infirmity, illness, disease, bacterial or viral infections
• Dengue or any other mosquito borne diseases
• HIV and/or any HIV related illness including AIDS and/or any mutant derivatives
• Intoxication by drugs
• Pregnancy, childbirth or miscarriages
• Any person who drives the vehicle who does not hold a valid license issued by a competent authority
• Dangerous sports e.g. winter sports, pot-holding, skin-diving, skiing, hockey polo, steeple chasing, big game hunting or hunting, racing other than foot
• Flying other than as a passenger in a licensed passenger carrying aircraft
• War, invasion, rebellion and terrorism
• Regular or temporary civil defense air force naval military or police duties

• This product is available for individuals working or residing in Malaysia (Malaysians/Foreigners), aged between 18 to 65 years old who are on Hotlink Prepaid Video ONLY.
• Identification Document submitted by subscribers must not have expired for more than a year upon subscription registration.

*Please refer to the Policy Wording for full terms and conditions under this policy.

For further advice on your respective policy management (i.e. claims, cancellation, amendment and enquiry), please contact M - Insure Customer Support directly.

*Contact details can be found at the bottom of the page 

• Top up your Hotlink credit sufficiently.
• Repurchase the M – Insure Basic policy from your Hotlink App. Ensure that the auto-renew option has been ticked.
• You will be charged for a new policy and will be auto-renewed accordingly.

• Log in to your Hotlink App and follow the same steps on purchasing another the M – Insure Basic policy.
• Ensure that the auto-renew option is ticked.
• Your policy will auto-renew after your current policy expires.
• You will be charged RM5 only on the date of your next renewal policy.

• Upon purchasing the insurance policy, you will receive an SMS with your M – Insure membership number and period of coverage.
• You will also be able to view the basic details of your insurance policy under “My Insurance” on your Hotlink RED App Insurance category.
• Alternatively, you may also contact M – Insure Customer Support to check on your coverage.
  

*Contact details can be found at the bottom of the page

• Claims will be paid within 5 working days for payments within Malaysia*.
• Payments outside of Malaysia may require more than 5 days.
• Claims will be paid via Merchantrade Money VISA Prepaid card, bank account and Merchantrade Remittance Services only.

*Kindly take note that the duration is subject to claim submission requirements being met, and may vary from case-to-case.

1. Request for the tax invoice of my insurance purchase; or
2. Have questions about my policy or want to make changes, who should I call?

You may contact M – Insure Customer Support.

*Contact details can be found at the bottom of the page

You will receive a full refund during free-look/cooling-off period of fifteen (15) calendar days from the date of policy inception provided that no claim has been made or is pending under your policy. Refunds will be made through your Merchantrade Money VISA Prepaid card or bank account ONLY.

Please visit the closest Merchantrade Branch and fill up the Auto-Renewal Cancellation form OR contact M-Insure Customer Support.

*Contact details can be found at the bottom of the page